Launching soon on Google Play
Iyra — the money tracker that
logs UPI by itself.
Iyra Money Tracker by TheVincis is an expense tracking app for India that logs any UPI transaction automatically — the moment a payment notification arrives, Iyra captures the amount and records it. One household, one clear view of your money, logged in two taps or none at all.
Never ask "where did the money go?" again.
How it works
How does automatic UPI
expense tracking work?
Every UPI payment already announces itself — as a notification on your phone. Iyra listens for exactly those alerts and turns them into a complete expense log, so tracking happens whether you remember to or not:
- Pay as usual — Google Pay, PhonePe, Paytm, your bank's app. Nothing about how you pay changes.
- Iyra catches the notification — the amount and payee are captured the moment the payment alert appears.
- Logged and categorised — the expense lands in your ledger; confirm or change the category in one tap.
- The household sees one truth — every family member's transactions in one shared view, tagged by person.
- Your money explains itself — budgets, savings rate, cashflow trends and category insights, updated live.
What's inside
Everything a household needs.
Nothing that snoops.
Automatic UPI capture
Any UPI app that shows a payment notification gets logged — no typing, no forgotten ₹40 chai.
Two-tap manual entry
Cash expense? A purpose-built keypad logs amount, category and note faster than a chat message.
Budgets & savings rate
Set a monthly budget, watch what remains, and see your savings rate — the one number that builds wealth.
Cashflow trends
Six-month income-vs-spend charts that show the direction of your money, not just this month's damage.
One household view
Every member's spending in one place, tagged by person — the family's money finally agrees with itself.
No bank access needed
Iyra never asks for bank logins, UPI PINs or OTPs. It reads payment notifications — it cannot move money.
The difference
Manual expense apps
vs Iyra
Most expense trackers fail for one reason: they depend on you typing every transaction, and by Tuesday nobody does. Iyra removes the typing — which removes the reason tracking dies:
| Iyra (TheVincis) | Manual expense apps | |
|---|---|---|
| Logging a UPI payment | Automatic, from the notification | You type it — if you remember |
| Missed expenses | Near zero — every alert is caught | The small ones vanish daily |
| Family money | One shared household view | Separate apps, separate truths |
| Bank access required | None — notifications only | Varies; some want full bank login |
| Effort per day | Seconds, mostly zero | The reason you quit by week two |
Inside the app
Gold-standard finance,
literally.
Who builds it
Money software from a
security-first studio.
Iyra is built in-house by TheVincis — the studio behind TableServe — founded by Sathyanarayana D, a Cybersecurity & IoT graduate certified by Microsoft and Infosys. A money app deserves a security background behind it; that's not a feature here, it's the foundation.
Before you ask
Iyra questions,
answered straight.
How does Iyra track UPI transactions automatically?
When you pay with any UPI app, your phone shows a payment notification. Iyra reads that notification, captures the amount and payee, and logs the expense for you — no typing, no forgotten transactions. You can review, recategorise or edit any entry afterwards.
Which UPI apps does Iyra work with?
Iyra works with any UPI app that shows payment notifications — Google Pay, PhonePe, Paytm, BHIM, bank apps and others. Because it reads the notification rather than the app itself, new UPI apps work without waiting for an update.
Can my family use Iyra together?
Yes. Iyra is built around the household: one shared view of the family's money, with each transaction tagged by member. You see who spent what, combined budgets and one savings rate — instead of four separate apps that never agree.
Is my financial data safe with Iyra?
Iyra uses notification access only to detect payment alerts and log the amount and payee — it never asks for your bank login, UPI PIN or OTPs, and it cannot move money. Built by TheVincis, a studio with a security-first engineering background.
When is Iyra launching and on which platforms?
Iyra Money Tracker is launching soon on the Google Play Store, with Android first because UPI notification capture works natively there. Email vincis.contact@gmail.com for early access and you'll be notified the day it goes live.
Is Iyra a good budget app for a household?
Yes — household budgeting is Iyra's core design. Instead of four separate money management apps that never agree, one shared view shows the family's combined budgets, each member's spending and a single savings rate. Because UPI payments log automatically, the budget reflects reality, not memory.
How is Iyra different from other daily expense manager apps?
Most daily expense manager apps depend on you typing every expense — and die of neglect within weeks. Iyra removes the typing: every UPI payment is captured automatically from the payment notification, categorised, and rolled into budgets and cashflow trends. Tracking that requires no discipline actually lasts.
Which expense tracker app works best for UPI payments in India?
For Indian users the deciding factor is UPI capture — most daily spending happens through Google Pay, PhonePe or Paytm, and manual-entry trackers miss it. Iyra was built for exactly this: it reads UPI payment notifications and logs amount and payee automatically, without ever touching your bank login or PIN.
Early access · Launching soon
Be first to know where
your money goes.
Iyra hits the Play Store soon. Join the early-access list and you'll get it the day it launches — plus a say in what we build next.
vincis.contact@gmail.com